Your Credit

Your credit doesn’t define you, but it can hold you back from achieving your dreams. With WE Management’s Credit Repair Services, you can turn back time on your credit and finally move forward with your life.

An excellent credit rating is also one of the key building blocks in business. Whether you’re starting a new venture, seeking funding to support your business during a downturn, or planning expansion, our credit repair and credit consultation services will help you identify critical issues, give you strategies to resolve them, and offer reliable avenues to funding your goals.

What Is Credit Repair?

Credit repair is the process of addressing and removing any negative items that are impacting your credit profile. Did you know that millions of Americans are victims of inaccurate or unfair negative items that wrongfully lower their score?

Credit Repair Benefits
Having bad credit can cost you a lot of time, energy, and money.

When you work with WE Management we help you repair your credit profile so that you can start reaping the benefits of having a great credit score and credit profile!

Lenders use a risk-based pricing model that dictates the interest rates an individual is charged on a loan. Good credit means lower interest rates and little to $0 down payments. It also means no security deposits on things like utilities. 

Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time.

Insurance companies use information from your credit report and insurance history to develop your insurance risk score, so they often penalize people who have low credit scores with higher insurance premiums.

More landlords are using credit scores as part of their tenant screening process. A bad credit score, especially if it’s caused by a previous eviction or outstanding rental balance, can severely damage your chances of getting into an apartment. A good credit score saves you the time and hassle of finding a landlord that will approve renters with damaged credit.

A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won’t have other credit offers or options. 

Say Goodbye To Your Bad Credit Score

We specialize in the full credit repair process. Our team of reputable, FICO-certified credit experts will work diligently on your behalf to delete any negative items from your credit report with all three credit bureaus (TransUnion, Equifax, and Experian), including:

Collections Accounts

If you fall behind on payments, the lender or creditor may transfer your account to a collection agency or sell it to a debt buyer.

Credit Inquiries

A credit inquiry occurs when you apply for a credit card or loan and permit the issuer or lender to check your credit. There are hard & soft inquiries.


Bankruptcy is a legal proceeding involving a person or business that is unable to repay their outstanding debts.

Medical Bills

A single medical debt in collections can harm your credit score by as much as 100 points. And once the debt appears as unpaid on your credit report, it takes up to seven years to disappear.


Repossessions have a severely negative impact on your credit and can show lenders that you may not be able to make payments on the property you purchase.

Child Support

Late or delinquent child support payments can be turned over to debt collectors or a collections agency just like any other debt. The late payments will be recorded on your credit score.

Tax Liens

Tax liens stopped reporting in 2018. However, some people may still find old tax liens reporting on their credit profiles.

Public Records

Anything that companies may consider a legal liability is a matter of public record. It will usually show up on your credit report

Inaccurate Information

Inaccurate or out of date information like your old addresses or employers could cause your loan/credit applications to get denied.

The Numbers

We’re only as good as the results we achieve for our clients.

Credit Profiles Restored
0 Million
Derogatory Items Removed
1 Million
Points of Increased Credit Scores

Speak To A FICO Certified Credit Specialist